Group Chief Executive of Lloyds Banking Group, Antonio Horta-Osorio, (R) arrives at Portculis House in London, on November 13, 2012, as he prepares to give evidence on Banking Standards to the Parliamentary Commission. AFP PHOTO / ANDREW COWIE
Antonio Horta Osorio, Group Chief Executive of the Lloyds Banking Group addresses the CBI Scotland annual dinner on September 6, 2012 in Glasgow, Scotland. The dinner is the key event in Scottish business calendar. Other speakers included Chancellor of the Exchequer George Osborne and CBI Director General John Cridland.